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LOAN OPTIONS
Rate And Term
Refinance to lower your interest rate or the term of your loan
Fixed Rate Terms Available:
40 year fixed
30 year fixed
25 year fixed
20 year fixed
15 year fixed
10 year fixed
Adjustable Rate Terms Available:
3/1 ARM
5/1 ARM
7/1 ARM
10/1 ARM
Interest Only Terms Available:
30 year fixed
3/1 ARM
5/1 ARM
7/1 ARM
10/1 ARM
Cash Out Refinance
Refinance to pull cash out of the current equity in your home
First Mortgage Cash Out Refinance
Debt Consolidation
Home Equity Line of Credit
Capital First Home Loans, Inc. offers one of the most flexible equity lines available.
Borrow up to 100% of the value of your home!
Play it safe with convenient lock options.
If you take out a $50,000.00 line of credit with a $25,000.00 initial advance, you can lock the rate on the $25,000.00 advance and keep the remaining $25,000.00 as a line of credit for future use. You can then advance another $10,000.00 and lock that as well. Now you would have a fixed rate loan for $50,000.00 another fixed rate loan for $10,000.00 and a $15,000.00 line to use whenever you like. You can lock portions of your line of credit up to three times.
No closing costs.
There are no closing costs to open a line of credit. Appraisals, etc. are all done at no cost to you.
Is the interest I pay considered tax-deductible mortgage interest?
The general rule of thumb is that interest paid on lines of credit under $100,000.00 secured by your primary residence is tax-deductible mortgage interest. Consult your tax adviser to be absolutely certain that it applies to your situation.
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